Total Roofing Extended Warranty

Extended Warranty

	Standard Warranty Coverage	System Advantage™ Roofing Limited Warranty	System Advantage™ Preferred Roofing Limited Warranty	System Advantage™ Platinum Roofing Limited Warranty
Tru PROtection® Non-prorated Period	5-10 years	15-50 Years	15-50 Years	15-50 Years
Material Defects	Yes	Yes	Yes	Yes
Labor to repair material defects	Yes, within non prorated period	Yes, within non-prorated period	Yes, within non-prorated period	Yes, within non-prorated period
Contractor labor for original installation	No	No	No	No
Cost	No	Yes	Yes	Yes
System Product Requirements	No	Yes	Yes	Yes
Ownership transfer	One-time transfer	One-time transfer	One-time transfe	One-time transfe

Make sure there is damage on your roof before you call your insurance company to file a claim.
How much is your deductible? Do you have a deductible that is a % of the claim amount or a flat amount? This can make a big difference in out of pocket expenses.
Do you have a ACV/RCV policy? Depreciation is the reduction of the value of a product based on factors including use, age, and type of product. Replacement cost value (RCV) is a product at 100 percent, with no use or diminished life span. Actual cash value (ACV) is the use (or life left) of a product after reduction for depreciation. If you are on an ACV policy with a 10 yr old roof, you will be paying a substantial amount out of pocket.
Do you get a discount for replacement with a class 4 shingle? Some insurance carriers can be as high as 28% off your premium depending on the area in which you live.
Make sure that the damaged sustained on your roof is more than your deductible. Sometimes a $1200 repair should be paid out of pocket if you have a $1000 deductible, it is worth the extra $200 to NOT have a claim on your record

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